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Is My Credit Score Good Enough to Buy a House?

Review the FICO credit score scale below. It ranges from exceptional to poor. If your credit score is poor, you need to take steps to improve your credit before you start the home buying process.


Credit Rating FICO Score Ranges
Exceptional 800 and above
Very good 740-749
Good 670-739
Fair 580-669
Poor 579 and below


Many lenders use the FICO score model (above) to determine the credit worthiness of the buyer and their likelihood to repay the loan. Typically, the lower your credit score, the higher your mortgage costs will be. Although you could qualify for an FHA loan with a credit score as low as 580, your interest rate will likely be higher than a borrower with a credit score of 700 or more.


****STOP Getting Denied For Credit Because Of Your Credit Score!****

To Learn More About Our Credit Repair Program: CLICK HERE


  • Buyer Resources
    • Search For Homes: CLICK HERE
    • FREE Home Buyer Webinar: CLICK HERE (Mistakes to Avoid When Buying a Home!)
    • Ask about our credit repair program!
  • Seller Resources
    • FREE Instant Access To Your Home Value: CLICK HERE
    • FREE E-Book “Protecting Your Equity”: CLICK HERE (Learn the secrets to selling your home for MORE MONEY in LESS Time)

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